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Tuesday, July 11, 2023
Good Tuesday Morning to You!

Didn’t own much; didn’t owe much. Read it again. Those six words explain the lifestyle of many families from just a few generations ago.

My mother was born in 1935, in the midst of the Great Depression. Most of us can’t imagine the doom and demise of that time. Those who lived it learned to get by on little of nothing.

My grandparents lived humble lives. They didn’t drive expensive cars or wear fancy clothes. In fact, to my knowledge, they never owned a home. I don’t know how much the Great Depression impacted them, because they certainly never talked about it. They just made do, and they didn’t buy things they didn’t absolutely need. They certainly were not alone.

Today, many who are also clearly struggling financially still seem to find ways to buy flat screen TVs, purchase smart phone plans, have their nails done, and get their seventh tattoo. Some who do borrow money play the victim card in hopes that it will be forgiven. Most of our grandparents and great-grandparents would cringe at even the discussion of the handouts now ranging from the forgiveness of PPP loans to erasing of college debt.

My mother never had a credit card. She thought they were a tool of the devil, as she saw too many people get buried financially by choosing not to live within their financial means. When I was in college, I received an application in the mail for a credit card from a gas station. It seemed like a good idea to me, so I applied and received it. I paid it off each month, but I never wanted Mom to know about it. Of course, she did. And, of course, she did not approve. The only debt my mother ever had was her home mortgage. She didn’t buy things unless she could pay cash for them. There was no other option, in her mind.

A few decades later, while at an out-of-town family wedding, Mom realized that a credit card had become a necessity for purchases like hotel rooms. So, she talked with me about it, and I encouraged her to apply for one. To my dismay, she was denied because she did not have any credit history. This woman with no debt, who had never written a bad check in her life, was denied a credit card. I had to co-sign the application for my mother to be approved, which I did. I understand that the credit card companies don’t profit as much from those who pay their debts each month, but this still says something about the society we now live in.

As such, a better mantra for today may be: Don’t own much; do owe a lot.

Have a thoughtful Tuesday, and thanks for reading.

Shane Goodman
President and Publisher
Big Green Umbrella Media
515-953-4822, ext. 305

CITYVIEW's  Best Of Des Moines

CITYVIEW announced its 2023 Best Of Des Moines readers' choices Jan. 31. You can find all the results from the poll in the February issue of CITYVIEW magazine!

Best Local Craft Beer

1. Exile Brewing Company

2. Confluence Brewing Company

3. Lua Brewing


Read More

Your Clear Mortgage forecast

Temperatures will be in the mid to upper 80s the next few days with storm chances Wednesday and Friday.

For help with preapprovals or refinancing, get in touch with Carrie at carrie.mortgage.

Featured Home For Sale
Attention Realtors, post your listings here for $50. Contact jolene@iowalivingmagazines.com for details.
5074 Raintree Drive,
West Des Moines, IA 50265
Prime West Des Moines location! Main level features a dining room, kitchen with fresh painted cabinets, and the living room with updated built-ins. Upstairs is the updated primary suite with a completely remodeled primary bathroom. 2 more bedrooms and a hall bathroom.
See More Homes For Sale

FROM KCCI: Iowa's proposed abortion ban likely to face long legal battle

Iowa's 2018 'fetal heartbeat law' is almost identical to a proposed abortion ban lawmakers will consider Tuesday. The 2018 law was ruled unconstitutional. Although the new proposal is likely to also face a long legal battle, it could see a different outcome in court. .READ MORE FROM KCCI

FROM WHO-TV: Trump knocks Iowa governor over approach to 2024 presidential primary

Former President Trump on Monday took a swipe at Iowa Gov. Kim Reynolds (R) over her approach to the 2024 GOP presidential primary field amid reported frustrations from his team that Reynolds has been too cozy with Florida Gov. Ron DeSantis’s (R) campaign. ..READ MORE FROM WHO-TV

FROM WOI-DT Local 5: FBI: NFL superfan 'ChiefsAholic' arrested for string of robberies, including banks in Clive and Des Moines

28-year-old Xaviar Babudar was arrested in California Friday after robbing eight banks and credit unions, including locations in Des Moines and Clive. ...READ MORE FROM WOI-DT Local 5


Beef shortages and higher prices are widely predicted for later this year. Ranchers are not raising as many cattle due to drought and higher feed prices.

Christopher's (2816 Beaver Ave., Des Moines) reopens today after a summer break.

Kwik Star stores have Tuesday specials on grilled cheese sandwiches ($1.50) and soups ($1.99).

— Jim Duncan


Golden Age Games offer outlet for veterans

By Cyote Williams

Joe Giunta is maestro of the Des Moines Symphony Orchestra (DMSO). He has had opportunities to conduct top orchestras all over Europe, South America and the U.S., and he has remained loyal to Des Moines Symphony since 1989. We asked him to lunch recently, and he chose Fresko.

“They serve brunch all afternoon and, after COVID, I really like places that buzz with business. Fresko’s raspberry mascarpone is a favorite dish.”

So, over raspberry mascarpone and the best pancakes I remember, we talked about music, strange destiny and the upcoming DMSO season.

Read more in the July issue of CITYVIEW!

Birthdays and Notables!

These celebrities were born on this date: Jeff Hanna, Bruce McGill, Stephen Lang, Kirk Whalum, Greg Grunberg, Justin Chambers, Leisha Hailey, Michael Rosenbaum, Lil' Kim, Miguel Cardona and Peter Cincotti

SUBMIT: Send your birthday greetings and congratulatory notes to: tammy@iowalivingmagazines.com

Morning Chuckle

The answer to yesterday's riddle:
What did the bartender say when the customer asked for a refund? THIS IS A PINT OF NO RETURN! Or "Do I look like an IRS agent?" - Carolyn Rogers. Or "Not a cocktail chance." - Gail Tomlinson

Today's Riddle

What did the bailiff serve when he moonlighted as a bartender?

Have a guess? Email tammy@iowalivingmagazines.com

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